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Home/Condo/Renters - Knowledge

November 13, 2009
Identity Theft

Identity Theft Insurance coverage is available through most homeowners insurance carriers. This is usually at a fraction of the cost of what is offered by your credit card companies.    


**** TIPS TO AVOID POTENTIAL LOSS ****

 

Identity theft is becoming an increasing concern in our society today. We at Source Insurance Group compiled a list of example steps you can take to protect yourself. With identity theft, a potential thief uses your personal information to access bank accounts and obtain credit card information used to make purchases in your name. Here are a few tips to prevent identity theft in regard to monthly payments you make to your creditors.... 

 

  • Consider buying identity theft coverage through your homeowners insurance carrier.
  • Do not leave mail at your home, especially checks in payment of bills, for your mail carrier to pick up.
  • Always deliver these to the post office yourself.
  • Shred all unwanted mail, with any personal information listed on it, before disposing of it.
  • Personal information could be obtained from your trash.
  • Do not supply personal information over the internet on any non-secure pages. Pages requesting secure information, such as your bank or credit card account numbers, should start with ‘https:’ and have a locked padlock icon at the bottom right of your screen.
  • An automatic monthly payment plan can be set up with any of many customer service representatives over the telephone.
  • When opting for this sometimes FREE service, mailing your payment to creditors is no longer needed. This eliminates the possibility of your personal check being lost in the mail and keeps your bank information safe and secure.
  • Never give out Social Security, Credit Card or Bank Account information over the phone to someone you do not know.
  • Do NOT sign Debit/Credit cards. Write “Request Photo ID” instead.  
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